Florida Real Estate Market - Taxes, Insurance & Inefficiencies

The rich dont want to pay their fair share in income taxes and the poor aren't always up to date with the laws the powerful are trying to pass to shift the tax burden elsewhere. Moreover those cleverly entrenched in the establishment often know how to write laws and market them in such a way as to obfuscate that which is really occurring by reason of their ambiguous use of language.

The wealthy who reside on the coast of Florida often want everyone inland to supplement their property insurance to cover their assumed risk (and lovely rewards) associated with living near the beach. Beaches are undoubtedly beautiful and we all love them. Nevertheless if you are going to live near the coast, you should anticipate paying more in flood and hurricane insurance rather than endeavoring to shift the burden elsewhere.

Economically I certainly understand the incentive for those living alongside the lovely Florida coast to try to shift their insurance and tax burden elsewhere. Morally however those who choose to live near the beach should not expect others inland, far from such lovely scenery and natural amenities, to bear their financial burden for the potentially problematic location where they chose to live.

People like me who live in homes bought some time ago (as for me 17 years now) benefit from lower property taxes due to the save our homes amendment. Fortunately this legislation does not let our taxes go up more than 3% annually.

Alternatively, new homeowners pay nearly twice as much in property taxes. A young lady who works for me moved into her new home three years ago. Though her home is less valuable than mine, her property taxes are about double what I pay.

It is no revelation to the taxpayer that governments (federal, state, and local) are gluttonous and inefficient. Such governmental inefficiencies and gluttony is another reason why we in Florida are experiencing an extreme slow down in the real estate market. That coupled with powerful lobbyists and special interest groups trying to shift insurance costs and the tax burden across the entire state accounts for the economic slow down in Florida real estate.

Paul Davis is Central Florida's favorite and most reputable property appraiser frequently called upon by banks, homeowners, and savvy real estate investors to assess property values. A builder for over twenty years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul's company Midstate Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Midstate Appraisals for your next appraisal:
Office: 325-242-9973
Cell: 352-636-6672
Fax: 352-242-4912
midstateappraisals@earthlink.net

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